SR-22 in Las Vegas, NV
An SR-22 is a certificate of financial responsibility required by the state to prove that you have the minimum required auto insurance coverage. It’s typically needed after certain driving offenses, such as DUIs or driving without insurance.
When Is It Required?
You might need an SR-22 if you’ve been involved in the following: 
- A DUI or DWI conviction
- An at-fault accident without insurance
- Multiple traffic offenses in a short period
- License suspension or revocation
How to File SR-22
Contact your insurance provider and inform them of your need for an SR-22. Not all insurers offer this service, so you may need to shop around to find one that does. Once you find a suitable provider, you may be required to pay a filing fee for the SR-22, which can vary depending on the insurer.
After obtaining the SR-22, maintaining your coverage is crucial. You must keep your insurance policy active for the duration required by the state, which is typically three years.
SR-22 Costs and Considerations
Needing an SR-22 often means facing higher premiums. This increase in insurance rates is due to the higher risk associated with drivers who require an SR-22. It’s essential to budget for these higher costs and consider shopping around for the best rates available.
Maintaining continuous coverage is crucial when you have an SR-22. Any lapse in your insurance policy can result in further penalties, so it’s essential to stay on top of your renewals and payments. Additionally, ensure you understand Nevada’s specific requirements for SR-22 filings to remain compliant with state regulations.
Contact Us
Contact Always Affordable Insurance in Las Vegas, Nevada, for a personalized auto insurance quote.