Options for Car Insurance with No ID or License

Securing car insurance without a driver’s license or ID can be challenging, but it’s possible. If you’re unable to drive due to health reasons, have a suspended license or don’t have a license yet, there are ways to get the coverage you need.

Options for Getting Car Insurance

Here are some strategies to obtain car insurance without a license or ID:

• Use a state-issued ID—Some insurance companies accept a state-issued ID card instead of a driver’s license. This can be a viable option if you don’t have a license but still need insurance.

• Parked car insurance—If your car is not being driven, you can opt for comprehensive-only coverage, which protects against theft, vandalism and natural disasters.

• Work with an independent agent—Independent insurance agents can help you find companies willing to insure unlicensed drivers. They have access to multiple insurers and can compare policies to find the best fit for your situation.

Important Considerations

When seeking car insurance without a license, keep the following in mind:

• Higher premiums—Expect to pay higher premiums due to the increased risk perceived by insurers.

• State regulations—Insurance requirements vary by state, so ensure your policy meets your state’s minimum coverage requirements.

• Honesty—Always be truthful about your license status. Providing false information can lead to policy cancellation and problems if you need to make a claim.

Contact Us

Whether you’re insuring a car for someone else to drive or safeguarding a stored vehicle, solutions are available to help you stay covered. Contact Always Affordable Insurance in Las Vegas, Nevada, for a car insurance quote.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.